Preparing their future with an introduction to Vanguard NY’s 529 College Savings Plan Coverage


We attended a Vanguard #NY529event at the fun craft studio NYC where the kiddos enjoyed creating while parents planned.

There’s so much that goes into planning for our children’s future before they’re able to decide what it is that they’re interested in doing as a career. To relieve a bit of stress from the future decisions we have decided to invest not only emotionally and supportive but through financial goal setting.

Having multiples can sometimes mean that there’s a 95% chance your child will hit milestones at the same time and college is one of them.

“Pointer for parents of multiples”

* Did you know that when parents of multiples begin the application process for their children finances are automatically viewed as cut in half which allows for qualification to assistance if needed?

Also did you ever wonder how much debt within USA is in student loans? Over 1 trillion dollars. I’ll say that a perfect way to lower this deficit is by starting a NYs 529 plan.

NYs529 plan is a kind of investment account that can be used towards higher education savings ; usually sponsored by states. Your earnings grow federally as you contribute and the best part is that anyone in the family can contribute to the plan. Contribution limits are generally high, yet there is no minimum to start the plan.

The plan does not have to only be used within the state. The NYs529 Plan can be used at any eligible educational institution that has a federal school code.

KEY POINT: thanks to the representatives

🔑 A key point to take in is that there are no restrictions to opening an account and a beneficiary is able to have many accounts. As well as Being able to use the plan for books, supplies, tools whether attending post secondary trade or vocational schools.

Disclaimer: Compensation was provided by NY 529 Direct via MomTrends. The opinions expressed herein are those of the author and are not indicative of the opinion of NY 529 Direct or Momtrends.

Before you invest, consider whether your or the beneficiary’s home state offers any state tax or other benefits that are only available for investments in that state’s 529 plan.

The Comptroller of the State of New York and the New York State Higher Education Services Corporation are the Program Administrators and are responsible for implementing and administering the Direct Plan. Ascensus Broker Dealer Services, Inc., serves as Program Manager and, in connection with its affiliates, provides recordkeeping and administrative

support services and is responsible for day-to-day operations of the Direct Plan. The Vanguard Group, Inc., serves as the Investment Manager. Vanguard Marketing Corporation markets, distributes, and underwrites the Direct Plan.

No guarantee: None of the State of New York, its agencies, the Federal Deposit Insurance Corporation (FDIC), The Vanguard Group, Inc., Ascensus Broker Dealer Services, Inc., nor any of their applicable affiliates insures accounts or guarantees the principal deposited therein or any investment returns on any account or investment portfolio.

New York’s 529 College Savings Program currently includes two separate 529 plans. The Direct Plan is sold directly by the Program. You may also participate in the Advisor Plan, which is sold exclusively through financial advisors and has different investment options and higher fees and expenses as well as financial advisor compensation.For more information about New York’s 529 College Savings Program Direct Plan, obtain a Disclosure Booklet and Tuition Savings Agreement at or by calling 1-877- NYSAVES. This includes investment objectives, risks, charges, expenses, and other information. You should read and consider them carefully before investing.

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Size guide

Size Waist Length
12-18 Months 18" 8-9"
2T 19" 10"
3T 19 1/2" 10"
4T 20" 10"
5T 20 1/2" 10 1/2"
6-7T 21" 11"

Youth size guide

  X-Small (YXS) Small (YS) Medium (YM) Large (YL) X-Large (YXL)
Chest 31 34 36 38 40
Width Measurement (inches) 15.5 17 18 19 20
Length Measurement (inches) 19.5 21.5 23 25 26.5
Size Equivalent 2-4 6-8 10-12 14-16 16-18